January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
Unpacking groceries is my LEAST favorite thing to do especially because I live in an apartment and it takes a lot more effort to get everything in the door. You probably never thought of something this simple as being an Adult Daily Living Skill but it is! Think about the time it takes to organize each item in its correct place while making sure that nothing hits you in the head when you open the fridge. This is definitely a needed independent living skill! Figure 1: This is a thumbnail of my YouTube video on Adult Daily Living Skills: Unpacking Groceries. I have a photo of groceries and a tired look on my face. I remember watching my mom unpack groceries and thinking thank God she didn’t ask me to help! Now I have to tackle this task all on my own. I utilize a utility cart to get my groceries in the door that I purchased from Sports Academy so I don’t have to make more than one trip and man is it a life saver! Once I get my groceries in the door, I remove everything from the bag