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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Adult Daily Living Skills: Deep Cleaning

 

Typically, on Saturday’s I do a general cleaning of my apartment. This includes the kitchen, living room, bathroom, and bedroom. This past week I decided to do a deep cleaning when I noticed some dust on my blinds and a few crumbs that were on the couch. It’s always good to do a deep cleaning at least twice per month in those hard to reach areas so dust and dirt don’t accumulate.

 

Figure 1: This is a thumbnail from my YouTube video on Deep Cleaning where I am dusting and vacuuming.



I started my deep clean by dusting the blinds with a duster that I purchased from Dollar Tree. I do this by making sure the blinds are tightly closed before going over the front of them with the duster. Then I open them and get in between each blind before lifting them completely to get any dust that is left on the windowsill. This is pretty tedious and it does take a while but seeing the dust leave was enough to keep me motivated. If you do not have a duster be sure to use a damp cloth instead.

 


Figure 2: These are photos of three types of dusters. A microfiber cloth, small featherlike duster, and a long handle multicolored duster.


 Next, I moved on to the couch by removing all of the cushions and vacuuming up under them. I have a 3 in 1 vacuum that breaks apart into smaller pieces to get into those hard to reach areas that I purchased from Walmart for about $20. Also, be sure to clean up under any moveable parts like the ottoman. When I moved mine I noticed plenty of crumbs from my late night snacking! Once you have vacuumed each part, be sure to fluff your cushions by giving them a little pat on each side before putting them back in place neatly.

Figure 3: This is a photo of me neatly placing the pillows on my couch.


How do you deep clean? How often do you get into those hard to reach areas? Drop down in the comments and let me know! Also, don't forget to purchase my eBook below where I talk about cleaning in much more depth!  Be sure to check out the video below to see me in action!

 

SUBSCRIBE: Adult Daily Living Skills: Deep Cleaning

Link for eBook

Coupon Code: Ms. Duggan

 

 



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