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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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Adult Daily Living Skills: Deep Cleaning

 

Typically, on Saturday’s I do a general cleaning of my apartment. This includes the kitchen, living room, bathroom, and bedroom. This past week I decided to do a deep cleaning when I noticed some dust on my blinds and a few crumbs that were on the couch. It’s always good to do a deep cleaning at least twice per month in those hard to reach areas so dust and dirt don’t accumulate.

 

Figure 1: This is a thumbnail from my YouTube video on Deep Cleaning where I am dusting and vacuuming.



I started my deep clean by dusting the blinds with a duster that I purchased from Dollar Tree. I do this by making sure the blinds are tightly closed before going over the front of them with the duster. Then I open them and get in between each blind before lifting them completely to get any dust that is left on the windowsill. This is pretty tedious and it does take a while but seeing the dust leave was enough to keep me motivated. If you do not have a duster be sure to use a damp cloth instead.

 


Figure 2: These are photos of three types of dusters. A microfiber cloth, small featherlike duster, and a long handle multicolored duster.


 Next, I moved on to the couch by removing all of the cushions and vacuuming up under them. I have a 3 in 1 vacuum that breaks apart into smaller pieces to get into those hard to reach areas that I purchased from Walmart for about $20. Also, be sure to clean up under any moveable parts like the ottoman. When I moved mine I noticed plenty of crumbs from my late night snacking! Once you have vacuumed each part, be sure to fluff your cushions by giving them a little pat on each side before putting them back in place neatly.

Figure 3: This is a photo of me neatly placing the pillows on my couch.


How do you deep clean? How often do you get into those hard to reach areas? Drop down in the comments and let me know! Also, don't forget to purchase my eBook below where I talk about cleaning in much more depth!  Be sure to check out the video below to see me in action!

 

SUBSCRIBE: Adult Daily Living Skills: Deep Cleaning

Link for eBook

Coupon Code: Ms. Duggan

 

 



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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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