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Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ
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Top 5 Tips for First Time College Students

  Last week my office hosted our very first summer camp for transition age youth with disabilities. Many of the students were away from home for the first time and had never been exposed to a college environment before. The aim of the camp was to provide the students with an introduction to college life to assist them in their transition from high school to college. The students had a great time and so did our office. But that got me to thinking on what would I recommend for first time college students. As a first generation college student myself there were so many things that I didn’t know and I wanted to make sure our campers would be better prepared than I was. Take a look at my top five giveaways for first year students: 1.       Advocacy Many times students are so used to their parents doing everything for them that when they get to college and staff cannot event speak to their parents without consent they are like fish out of water. Things do not just happen in college. You

Balancing Being a Doctoral Student and Working Full Time is HARDT!

  Balancing schoolwork and working full time can truly be a task. As someone who works fulltime and is working towards a doctoral degree, I feel like I have mastered the art of being a student. This past week as I was working on an assignment I began to beat myself up a little about not utilizing the long holiday weekend to complete a few discussion posts. This started me to think about how I stay organized between work and school.     Figure 1: This is a thumbnail of my latest YouTube video “Balancing Doctoral Life & Full Time Work” where I am sitting at my desk looking at the camera. I am wearing a black shirt with my arms folded.   The first key is organization. My planner sets the framework for this. It helps me to stay on top of things and plan long assignments.  I also organize my syllabi in a binder or keep them within eye view so that I am always aware of upcoming assignments. Figure 2: This is a planner with two sticky notes, a pen, tape, and notepad on a desk.   My mo

I Got My Summer Refund Check!

  It’s my favorite time of the semester you know the one where free money is involved?! My semester started a week ago and my refund posted shortly after. If you’ve been reading my blog or watching my YouTube channel, then you know I am a champion for scholarships and free money. This past year my employer decided to pay for doctoral degrees in full which greatly assisted in my debt free journey. Figure 1: This is a thumbnail of my latest YouTube video “I Got My Summer Refund Check” where I am sitting in my office with my hand under my chin with a smile while looking at the camera. Although my schooling is paid for, I still have several scholarships that provide some overage. My goal is to not only obtain my doctorate degree for free but to make money while doing it! This summer I received two scholarships for $500 each for a total of $1000! One scholarship was given to me by the university without me having to apply while the other is for my work with a local community college.  With

2022 New Scholarship Search Engine

  A few weeks ago, I spoke with a librarian about a summer camp that our office is hosting. During our conversation she introduced me to a new scholarship engine that I knew nothing about. The best thing about this scholarship resource is that it is free and for graduate students too! So, let’s get into the details! Figure 1: This is a photo of my latest YouTube video "2022 New Scholarship Search Engine" where I am smiling and looking at the camera while seated in my office. Gale Peterson’s Test Prep offers materials for exam preparation, assessments, eBooks, and scholarships. This resource can be found at your school’s library (try the public library too) in the database section located on your school’s website. If you are unsure on where to look then consult with a librarian who will be able to tell you more.    Figure 2: This is a photo of the Gale Peterson’s Test Prep logo.   Once you log into GPTP: 1.        Scroll down to “Find a School” 2.        Choose between College

Another Student Loan Debt Update from Mr. Biden

  Alright guys, I’m back with another student loan forgiveness update but this time it sounds like we may be on to something here! Several reputable reports have stated that Mr. Biden will be making an announcement soon regarding widespread student loan forgiveness. If you remember during the Biden Administration’s campaign trail there was much talk about forgiving $10K in student loan debt for all borrowers. Now, it seems like we may be at the doors of this actually happening! Figure 1:  This is a thumbnail of my latest YouTube video “Another Student Loan Update from Mr. Byron where I am resting my hand on my chin with a suspicious look on my face next to a photo of Joe Biden. Biden had planned to announce this last month but due to a trend of recent events in our country this was put on hold and rightfully so. Several sources are saying that Biden will announce the $10K in student loans that he previously promised to borrowers. However, there will be some restrictions. This will only

My End of Year Doctoral Horror Story

  Hey guys! Ms. Duggan is back! I know it’s been awhile since I updated my blog but as you know I was working in Italy as a mental health clinician on an archaeological dig site. Don’t worry you will get ALL the details later. I’m finally back at work and getting back to my normal busy life and things are going well so far. But around the time I got back into the swing of things I had a major doctoral catastrophe! (Figure 1: This is a thumbnail of my latest YouTube video “My Doctoral Horror Story” where I am looking at the camera with a terrified look.) While I was away, I was still enrolled in two courses that had been going pretty well. I actually finished one while I was in Italy and received an A in the course.   The other course had one last assignment due that I planned to finish once I got back to the states. However, to my surprise it was due while I was in Italy and I was totally not prepared to finish it. (Figure 2: This is a photo of Ms. Jay, an African American male fashion