January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
(This is a photo of Ms. Duggan in a red dress smiling.) Hey Everyone, My name is Ms. Duggan and I am a former Special Education teacher , Vocational Rehabilitation Counselor, and current Disability Services professional in higher education who enjoys collaborating and advocating for the disability community ! I love writing and can’t wait to share some great reads ! I would greatly appreciate if you check out my YouTube channel ! Be sure to like, share, and subscribe ! Link: https://www.youtube.com/user/MsAlexisd09