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Showing posts from December, 2020

Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ

Adult Daily Living Skills: Cleaning your Baseboards

  Figure 1 :This is a YouTube thumbnail of me cleaning the baseboards. We are less than 48 hours from the new year and I’m doing what I typically do around this time of year, cleaning and organizing. My deep cleaning consists of organizing my cabinets, sweeping, mopping, and throwing things out.  One of the things I am focusing on are my baseboards. In case you're wondering, the baseboards are sometimes called mop boards or the trimming around the lower part of your walls.I have a particular disdain for this area as it involves a lot of bending, stooping, and old fashioned scrubbing.  Dust loves this area and often accumulates here if you don’t clean it on a regular basis. When cleaning your baseboards you will need the following: A dish cloth and cleaning gloves Any household cleaner or soap and warm water Once you grab these things you want to spray your dish cloth with your household cleaner and wipe in one direction. Make sure you don’t wipe too hard as to not chip any paint bu

Adult Daily Living Skills: Organizing your Pantry

  (This is a thumbnail with a picture of my pantry for my YouTube video on Adult Daily Living Skills: Organizing your Pantry) Have you cleaned your pantry lately ? Well mine was a complete mess ! I mean horrible, I could not find anything and it pained me to open it ! As I was preparing to clean it I thought I’d record an Adult Daily Living Skills video. Something as simple as cleaning your pantry is an independent living skill that we all need. Here are a few tips when cleaning your pantry. Check expiration dates. Anything that is old or expired throw it out. Give each shelf a theme. For example, give your canned goods and baking goods a shelf of their own. Remove all food and wipe off your shelves with a cleaning product. You'd be surprised how much dust and crumbs build up !  Don’t forget to sweep and/or mop your pantry when you're done !  Check out my YouTube video below for more information and be sure to subscribe ! SUBSCRIBE HERE: Adult Daily Living Skills: Organizing yo

2021 Goal Setting

(This is a thumbnail of my YouTube video on 2021 Goals.) We are a month out from 2021 wheww 2020 has been a ride ! With the New Year upon you may be thinking of hopes and dreams for the future. Well what are you waiting on? 2021 starts now so let’s get started! 1.         When goal setting start out with making a practical list that has no more than 5 goals. I personally will be working on three for the New Year. 2.         Use the SMART Goal technique to organize or plan your goals. ·           Be  specific  by narrowing your goals down to what exactly it is you want. ·           How will you  measure  or track your progress? ·           Are your goals  attainable ? Do they make sense? ·           Make sure that your goals are  realistic  and they align with what your long-term goals are. ·           Create a  time-based  component so that you know when you want to have your chosen goal completed by. 3.         The most important part in goal setting is RESEARCH! You can’t get to wher