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I Got My Summer Refund Check!

  It’s my favorite time of the semester you know the one where free money is involved?! My semester started a week ago and my refund posted shortly after. If you’ve been reading my blog or watching my YouTube channel, then you know I am a champion for scholarships and free money. This past year my employer decided to pay for doctoral degrees in full which greatly assisted in my debt free journey. Figure 1: This is a thumbnail of my latest YouTube video “I Got My Summer Refund Check” where I am sitting in my office with my hand under my chin with a smile while looking at the camera. Although my schooling is paid for, I still have several scholarships that provide some overage. My goal is to not only obtain my doctorate degree for free but to make money while doing it! This summer I received two scholarships for $500 each for a total of $1000! One scholarship was given to me by the university without me having to apply while the other is for my work with a local community college.  With

2021 Goal Setting


(This is a thumbnail of my YouTube video on 2021 Goals.)




We are a month out from 2021 wheww 2020 has been a ride ! With the New Year upon you may be thinking of hopes and dreams for the future. Well what are you waiting on? 2021 starts now so let’s get started!


1.       When goal setting start out with making a practical list that has no more than 5 goals. I personally will be working on three for the New Year.

2.       Use the SMART Goal technique to organize or plan your goals.

·         Be specific by narrowing your goals down to what exactly it is you want.

·         How will you measure or track your progress?

·         Are your goals attainable? Do they make sense?

·         Make sure that your goals are realistic and they align with what your long-term goals are.

·         Create a time-based component so that you know when you want to have your chosen goal completed by.

3.       The most important part in goal setting is RESEARCH! You can’t get to where you want to go without researching the necessary steps to get there.

4.       Remember 2021 starts NOW! Are you ready? 

Check out my YouTube video on goal setting for more information! Be sure to like, share, & subscribe ! 


Adult Daily Living Skills: Black Friday Shopping


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