Skip to main content

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Adult Daily Living Skills: Cleaning your Baseboards

 


Figure 1:This is a YouTube thumbnail of me cleaning the baseboards.



We are less than 48 hours from the new year and I’m doing what I typically do around this time of year, cleaning and organizing. My deep cleaning consists of organizing my cabinets, sweeping, mopping, and throwing things out.  One of the things I am focusing on are my baseboards. In case you're wondering, the baseboards are sometimes called mop boards or the trimming around the lower part of your walls.I have a particular disdain for this area as it involves a lot of bending, stooping, and old fashioned scrubbing.  Dust loves this area and often accumulates here if you don’t clean it on a regular basis. When cleaning your baseboards you will need the following:


  1. A dish cloth and cleaning gloves

  2. Any household cleaner or soap and warm water


Once you grab these things you want to spray your dish cloth with your household cleaner and wipe in one direction. Make sure you don’t wipe too hard as to not chip any paint but you want to wipe hard enough to remove any dirt or dust. Check out the video below for more tips !


SUBSCRIBE: Adult Daily Living Skills: New Year Cleaning Tips (Baseboards)

Comments

  1. Thanks for sharing such helpful tips for cleaning baseboards. Many times when people do not do such cleaning work at their own then they puzzle a lot that how to do it. Cleaning gloves are very helpful and process you described here vis also simple. If filing cabinets and drawers cleaned and organized regularly then it sorts many thing naturally. Keep sharing!

    ReplyDelete
    Replies
    1. Thank you Zayden ! I’m glad you enjoyed this article !

      Delete

Post a Comment

Popular posts from this blog

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

How to Get a Free Doctoral Degree

Hey Guys! It’s been awhile right?! I know but I am back and ready to give you all the information you need! If you missed it last week on my channel , I discussed how you can get a free doctorate degree. If you’ve been following my doctoral journey, then you know that I am currently working towards my doctoral degree in higher education. I recently finished all of my coursework and I am officially working on my dissertation proposal this semester. I chose to work at a university so that I could not only work with students but so that I could also receive a discounted education. In the beginning of my journey, I received a $1,600 stipend towards my courses, and I paid fees out of pocket. I also received several scholarships along the way that helped to cover most of my fees. Last year my university decided to cover doctoral degrees at 100% for all professional staff which was a major benefit. While I understand that most folks do not want to join the education world don’t let this s

Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ