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My End of Year Doctoral Horror Story

  Hey guys! Ms. Duggan is back! I know it’s been awhile since I updated my blog but as you know I was working in Italy as a mental health clinician on an archaeological dig site. Don’t worry you will get ALL the details later. I’m finally back at work and getting back to my normal busy life and things are going well so far. But around the time I got back into the swing of things I had a major doctoral catastrophe! (Figure 1: This is a thumbnail of my latest YouTube video “My Doctoral Horror Story” where I am looking at the camera with a terrified look.) While I was away, I was still enrolled in two courses that had been going pretty well. I actually finished one while I was in Italy and received an A in the course.   The other course had one last assignment due that I planned to finish once I got back to the states. However, to my surprise it was due while I was in Italy and I was totally not prepared to finish it. (Figure 2: This is a photo of Ms. Jay, an African American male fashion

Summer Financial Aid Won't Cover My Courses! What Do I Do?

 

So we are in week two of summer courses and for my university this past Monday was the official drop day due to nonpayment. As you know during the summer financial scholarships and grants are limited which often stop students from taking summer courses. I remember being in undergrad and taking out a student loan during the summer because my scholarship did not cover everything. This actually got me to thinking on what should students do when there summer financial aid does not cover their summer courses. Check out the tips below if you or someone you know is in this situation!

Figure 1: This is a YouTube thumbnail of my latest video on Summer Financial Aid Won’t Cover my Courses what do I Do? Where I have a stressed look on my face

 

First, set up a meeting via phone or email to speak with your financial aid advisor or the director of financial aid. Keep in mind that depending on your universities size meeting with the director may be a task so meeting with an advisor is just as good. You also should always start with your financial aid advisor first. Be sure to be professional, present, and polite. Know your numbers! What do you already have? What do you need? Are there any scholarships, grants, or student jobs that could assist you? How should you go about applying for them? Student loans are NOT an option!


Figure 2: This is a photo that says financial aid and scholarships


Next, how much are your courses? Can you do a payment plan? If you are able to pay but not all at once, reach out to student accounts to receive more information on this. During the summer, this may be difficult to do as the summer sessions are much shorter however, your university or college may still be able to work something out that does NOT require any type of loan.

 

Figure 3: This is a photo that says installment plans.


If you are a part of an organization such as a fraternity, sorority, or church group that you have consistently participated in try reaching out to the person who is in charge and let them know your situation. Remember, be polite, professional, and present. Never lead with “I need money and fast!” instead present your situation in a clear and concise manner and ask if there are any extra funds to assist you with pursing your education. 

Figure 4: This is a photo of a group of people working together


Lastly, if you are able to lean on your family for financial support do so! You know those aunties, uncles, and older cousins who give you the good old Pentecostal handshake (that’s a handshake with money in it!) at all the family gatherings? Now is the time to lean on to them to see if they can assist you! If family is not an option for you don’t get discouraged and don’t give up! Try each of the steps I mentioned earlier! Are you in this situation currently? What options are you trying to make sure your summer courses are paid for? Drop down in the comments and let me know!

 

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