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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Adult Daily Living Skills: Natural Hair (Simple Bun)

 

Summer time is officially here and the humidity is out in Texas! My hair is natural or chemical free so that means that when the temperatures rise my hair shrinks. It’s always good to have a nice go to style that can beat the heat and last for a few days or longer. My go to style during the summer is a bun with Marley hair. Its keep my hair up and out of my face and I don’t have to worry about shrinkage.


Figure 1: This is a thumbnail from my latest YouTube video with me smiling in a before and after of me styling my hair into a bun.

 


Did you know that grooming or fixing your hair is an independent living skill? Well it is and it is not the easiest one to learn if I must say so myself. I have been natural since December 2014 and it has been a journey! When I moved to a new state, I decided to do my hair myself and I have gotten MUCH better over the last two years. If you’re wondering how I do a simple bun check out the steps below.


Figure 2: This is a photo of me with a surprised face first touching my hair.

 

First, start by using the L-O-C Method to moisturize your hair. That’s liquid, oil, and cream. I use water mixed with coconut and some essential oils as my liquid. Then I use olive oil and curling cream by Cantu. Be sure to brush your hair after applying the products in an upward motion.

 

Figure 3: This is a photo that describes the L-O-C Method with photos of each product.

 

Next, take an elastic band and put your hair in a bun. If your hair is tightly coiled like mine, you may need to “stretch” it by using a blow dryer or steamer to make things easier. Next, take a few strands of Marley hair and another elastic band. You will need to loop the elastic band around the hair and then loop it again on your bun. Now go ahead and wrap the strands around your hair in a circular motion to make a nice bun. Be sure to add at least two hairpins to each side so it doesn’t fly off haha! This actually happened to me once in a very packed movie theater so don’t be like me!

Figure 4: This is a photo of me smiling after styling my hair into a bun.

 

Are you natural? If so, what’s your go to style? If not, what’s holding you back? Drop down in the comments and let me know! Be sure to check out my latest video below on how I style my bun.

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