Skip to main content

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Adult Daily Living Skills: Organizing Under Your Kitchen Sink

 

So the area under my kitchen sink had become overrun by grocery bags. I mean they were everywhere so much so that I dreaded opening the cabinets because they would fall out all over the place and I could never find anything down there. As you know, Saturdays are my cleaning day so I decided to tackle this project after putting it off for so long. To prepare I actually got on Amazon and purchased a three pack of grocery dispense bags so that I could better organize these things.




Figure 1: This is a thumbnail of my YouTube video Adult Daily Living Skills: Organizing under Your Kitchen Sink that has a picture of my very unorganized kitchen sink area.



I started with clearing everything out and wiping down the insides of the cabinets. After this, I organized my cleaning products neatly in a bucket that I keep under my sink. I also made sure to throw away any old products and other trash that I found. Lastly, I began to tackle the mountain of grocery bags. I did this by placing them together in a pile and folding them hotdog style so that I could place them in the bag dispenser. After I couldn’t bunch another set of bags together I decided to throw away all of the excess ones that I didn’t need anyway.


Figure 2: This is a photo of my two grocery bag dispense holders hanging in my pantry. One is blue and the other is gray and orange.


Once the bags were organized I placed them in each dispense holder and hung them on a command strip in my pantry. You would not believe how cute and organized they looked! I guess grocery bags aren’t so bad after all... well when they’re organized at least! What is your under kitchen sink area looking like these days? Do you have some work to do? Drop down in the comments and let me know!


Figure 3: This is a photo of my now organized kitchen sink area.

 

SUBSCRIBE: Adult Daily Living Skills: Organizing Under Your Kitchen Sink

 PURCHASE MY EBOOK HERE: Link for eBook

Coupon Code: Ms. Duggan

 




Comments

Popular posts from this blog

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

How to Get a Free Doctoral Degree

Hey Guys! It’s been awhile right?! I know but I am back and ready to give you all the information you need! If you missed it last week on my channel , I discussed how you can get a free doctorate degree. If you’ve been following my doctoral journey, then you know that I am currently working towards my doctoral degree in higher education. I recently finished all of my coursework and I am officially working on my dissertation proposal this semester. I chose to work at a university so that I could not only work with students but so that I could also receive a discounted education. In the beginning of my journey, I received a $1,600 stipend towards my courses, and I paid fees out of pocket. I also received several scholarships along the way that helped to cover most of my fees. Last year my university decided to cover doctoral degrees at 100% for all professional staff which was a major benefit. While I understand that most folks do not want to join the education world don’t let this s

Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ