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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Summer Jobs for Students


Summer is here and there is money to be made especially if you are a college student! I’ve spoken with many students who are taking advantage of their summer break by working extra hours since they are either not taking classes or not taking as many. Are you a college student who is looking to make some extra money? If so, keep reading for a few helpful tips!

Figure 1: This is a thumbnail for my YouTube video on Summer Jobs for Students where I am smiling next to money emojis.


The first thing I always recommend is using your campuses’ hiring platform. Many campuses have a special platform that they use to post student jobs that are available on campus. You can also take a stop by the place that you would like to work and ask if they are hiring and how you can apply. Career Services is another great place on campus with leads on available jobs. In undergrad, I worked at a store on campus that served hot and cold foods. I actually was hired during the summer at an on campus-hiring event!

Figure 2: This is a photo of a store similar to the one I worked at in college.

I know some people like to shy away from working in food service but these jobs are hiring now and are in need of workers. I cannot tell you how many food places I have passed with hiring signs in the windows. Some are even paying people to interview! So take advantage of these opportunities to make extra, honest, and fast money!


Figure 3: This is a picture of someone holding a tray with food who works in foodservice.


In the last semester of my graduate program, I drove for Lyft and made a good amount of money in a short time span. I have also done Door Dash to assist with my debt free journey and it has helped tremendously. The best thing about these platforms is that they pay out weekly or on the same day in some cases if you are looking to make money quick. Now, there is a science to these things so you actually make and not lose money so be sure to do your research!

Figure 4: This is a photo of someone on a scooter who is delivering a bag of food.

I would also recommend starting a business. What are you good at? What do you love to do? Can you make money from it? If so, make a plan and give it a shot! I know a student who has his own lawn care business that helped him to buy a new laptop for school. For college students many resources are already on your campus. Need a projector? Go to the library to check one out for free! Need help writing a business plan? Go to the business department! Entrepreneurship is hot right now so if you have the skills get out and make it happen!

Figure 5: This is a sign that says entrepreneurship.

Lastly, are you an education major and you want more experience in working with kids? Try babysitting. Many professors are juggling classes and their children so why not start your services with them! I actually babysat for a professor on my campus and made $50. There are many platforms to get your services out there but mine were made easy once I begin working at a daycare towards the end of my junior year.


Figure 6: This is a photo of a young lady who is babysitting two babies.



Drop down in the comments and let me know if you are a college student and if you plan to use any of the tips I mentioned or if I missed any! Be sure to check out my new eBook and YouTube video below!


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