Skip to main content

My End of Year Doctoral Horror Story

  Hey guys! Ms. Duggan is back! I know it’s been awhile since I updated my blog but as you know I was working in Italy as a mental health clinician on an archaeological dig site. Don’t worry you will get ALL the details later. I’m finally back at work and getting back to my normal busy life and things are going well so far. But around the time I got back into the swing of things I had a major doctoral catastrophe! (Figure 1: This is a thumbnail of my latest YouTube video “My Doctoral Horror Story” where I am looking at the camera with a terrified look.) While I was away, I was still enrolled in two courses that had been going pretty well. I actually finished one while I was in Italy and received an A in the course.   The other course had one last assignment due that I planned to finish once I got back to the states. However, to my surprise it was due while I was in Italy and I was totally not prepared to finish it. (Figure 2: This is a photo of Ms. Jay, an African American male fashion

I Got A Refund! Guess What I Did With It?!


It’s that time of the semester where courses have paid out and student refunds are on the way. My FAVORITE part of the semester if I must say so myself! In case your new to my blog a refund is the overage from your financial aid. You will know that you are getting a refund because your account will have a negative balance. This is the only time in life where a negative balance on an account is a good thing!

Figure 1: This is a thumbnail from my YouTube video “I got a Refund” where I am smiling at the camera while sitting in my office. The background is a light brown, and I am wearing a black shirt.

This semester I racked up four scholarships that covered my balance completely and left me some spending money! Here’s the summary of my scholarships:

  • ·       $676 Private Donor Scholarship
  • ·       $750 Graduate Grant
  • ·       $500 Scholarship for working part-time at a community college
  • ·       $1,210 Employee Scholarship

So for anyone who tells you that they are no scholarships YES there are and Ms. Duggan told you so! Even with each of these scholarships I am still looking and applying for more! I want all the free money I can find! It is also worth noting that you can receive a refund with other forms of financial aid that include things like student loans. However, this is not really a refund, and you will have to pay this back WITH interest so stick to the free money.

Figure 2: This is photo that says “Scholarship” on a black graduation hat sitting on top of several $100 bills.

After each of these items paid out, I received $258.50 that I used to pay off my last student loan! That’s right ya’ll I am officially student loan debt free! No more and never again! Seeing that zero-balance felt like Christmas morning. I am so beyond thankful and over excited! I did it! Don’t worry I will be filling you in soon with all of the details so be sure to subscribe to my YouTube channel if you have not already. Did you receive a refund? If so, how much? Drop down in the comments and let us know! Also, be sure to become one of my weekly email subscribers so that you know about updates before anyone else!

Figure 3: This is a photo of a heart with the words “Debt Free “in the middle. The heart is drawn on a beach in the sand. 


Popular posts from this blog

Fall 2021 HEERF & CARES Act Funding is Here!! (FREE Money for College Students!!)πŸ’΅πŸ€‘πŸ’°

  A few days ago, I was surfing on my universities homepage and I noticed that there was a message at the top regarding summer II HEERF and CARES Act funding. Since I was enrolled in both summer semesters, I decided to send an email to the person listed as the contact to ask if I could receive more CARES Act funding for the fall semester. Since I had been enrolled in the first part of the summer and had already received funding I was not eligible but I was told that another round of CARES Act funding would be given in the fall! In case you did not know HEERF funding is the Higher Education Emergency Relief Act that was enacted for college students due to the pandemic. HEERF provides billions of support in education through CARES Act funding for enrolled students. Figure 1: This is a thumbnail of my YouTube video on “Fall 2021 HEERF & CARES Act Funding is Here” where I am wearing a black shirt with a surprised look on my face. Now while I am not sure on how much you will receive thi

Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c

2021 FAFSA Tips!

  So I recently completed my FAFSA and per usual it took less thank fifteen minutes. This got me to thinking on a few helpful tips for those completing the FAFSA for the first time or those who were resubmitting like myself. I know FAFSA can be stressful for some and a breeze for others so these tips will serve both sides of the coin. Figure 1: This is a thumbnail of my latest YouTube video on “2021 FAFSA Tips” where I am looking at the camera while seated in my office smiling in a black top. Use a Desktop or Laptop: Yes, you can complete FAFSA on your phone however when completing important documents using the largest screen possible is a must so that you don’t miss out on any important lines or other information. Head over to the Financial Aid office to use their desktop computers and get assistance if you don’t have one. Use the Transfer Feature: This feature allows you to transfer all of last year’s information to your new application. You can also transfer over yours or your