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How to Get a Free Doctoral Degree

Hey Guys! It’s been awhile right?! I know but I am back and ready to give you all the information you need! If you missed it last week on my channel , I discussed how you can get a free doctorate degree. If you’ve been following my doctoral journey, then you know that I am currently working towards my doctoral degree in higher education. I recently finished all of my coursework and I am officially working on my dissertation proposal this semester. I chose to work at a university so that I could not only work with students but so that I could also receive a discounted education. In the beginning of my journey, I received a $1,600 stipend towards my courses, and I paid fees out of pocket. I also received several scholarships along the way that helped to cover most of my fees. Last year my university decided to cover doctoral degrees at 100% for all professional staff which was a major benefit. While I understand that most folks do not want to join the education world don’t let this s

Navient Student Loan Settlement

 

Alright guys another update on student loan forgiveness is upon us! This time it’s not from Mr. Byron but instead it’s from one of the largest student loan holders in America. Navient formerly known as Sallie Mae will have to fork over 1.7 billion dollars in student loan forgiveness due to a recent settlement that found them to have participated in predatory loan practices that negatively impacted a countless number of student loan borrowers.  While 1.7 billion will go towards student loan forgiveness, another 95 million will be distributed as $260 payments. 

 

Figure 1: This is a thumbnail of my latest YouTube video on “Navient Student Loan Settlement” where I have my hand under my chin while looking at the camera. I am wearing a grey shirt with lettering and my hair is short, black, and curly. 

Instead of giving it’s borrowers the option to enroll in lower cost plans they were sold on the idea of forbearance which provided little to no help at all. Actually, borrowers were paying even more interest than before! As a result a number of states banned together to sue Navient resulting in this major settlement. Now let’s get to the meats! How will borrowers be affected?

 

 

 Figure 2: This is a photo of a book that says “Loan Forbearance” with a yellow paper clip attached to the top of the book. There is a blue paper clip and a grey computer keyboard nearby. 

 

Debt Cancellation: Anyone who took out a subprime loan (interest rate was higher than normal) between 2002-2014 that originated from Sallie Mae and were delinquent for seven consecutive months before June 30, 2021.

$260 Payment: Live in a state where the lawsuit was filed, been in forbearance for 2 years, previously qualified for the lower payment plan.

 

 

Figure 3: This is a photo of someone holding a sign that says “Forgiveness”.

 

To see if you qualify for either of these log into your loan account for more information or give them a call. Debt cancellation will happen by July 2022 and you will receive a postcard from a settlement attorney regarding the $260 payment. It sounds like you will receive one or the other but not both. Will this affect you? If so, drop down in the comments and sound off! Be sure to check out my video for more details and subscribe to my email list for any updates. Byyyeeee!

 

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