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I Got My Summer Refund Check!

  It’s my favorite time of the semester you know the one where free money is involved?! My semester started a week ago and my refund posted shortly after. If you’ve been reading my blog or watching my YouTube channel, then you know I am a champion for scholarships and free money. This past year my employer decided to pay for doctoral degrees in full which greatly assisted in my debt free journey. Figure 1: This is a thumbnail of my latest YouTube video “I Got My Summer Refund Check” where I am sitting in my office with my hand under my chin with a smile while looking at the camera. Although my schooling is paid for, I still have several scholarships that provide some overage. My goal is to not only obtain my doctorate degree for free but to make money while doing it! This summer I received two scholarships for $500 each for a total of $1000! One scholarship was given to me by the university without me having to apply while the other is for my work with a local community college.  With

Joe Byron Extends Pause on Student Loan's Again!


Alright guys I’m back with another student loan update! After my last video I thought that Mr. Biden was done with the federal pause on student loan interest and repayment was going to begin soon. Apparently, he had a change of heart, and the extension has been put in place until May 1, 2022. Many people breathed a sigh of relief I’m sure and a little bit of hope has been placed back into the potential of student loan forgiveness being a thing again.

Figure 1: This is a YouTube thumbnail of my latest video on “Joe Byron Extends Pause on Student Loans Again!” where I am looking at the camera with a smug look. I am wearing a grey shirt, a gray beret, and there is a window in the background.

While my hope in student loan forgiveness was put on the backburner a long time ago it did get me to thinking a bit. Why is the pause continuing to be extended? Why can’t Biden just cancel student loan debt? What’s really holding him up? I have no clue to any of these questions honestly and I’m done racking my brain about it. I saw a post from the NAACP that stated that if Biden can keep extending the pause on interest, then he can forgive student loans as well. I couldn’t agree more however it is not happening and I’m done waiting. 

Figure 2: This is a screen shot from the NAACP that says, “If you can afford to pause student loan payments over and over again, you can afford to cancel it.” There is a multi-colored background with a photo of money. 

I am paying on my last student loan, and I will be finished with this whole thing long before May 1, 2022. With another extension I am encouraging you to make some head way on your student loans. It’s not too late! I understand that many individuals have an insurmountable amount of student loan debt but the way to eat an elephant is one bite at a time. That’s exactly what I did and I am almost there guys and you can do it too! If you want to know how I paid off over 11k in student loan debt in less than a year be sure to download my 8 Tips to Conquer Student Loan Debt free PDF.  In the meantime, check out my latest YouTube video and let me know your thoughts by leaving a comment below!

Figure 3: This is screenshot of my student loan debt email list sign up form. There is a picture of money at the top of the screen, a mini summary on how I paid off over 11K of student loan debt, and a button for you to click at the bottom to obtain the free PDF. 



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