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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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Will There be Spring CARES Act Funding?

 

Will there be CARES Act funding for the spring semester? I have gotten this question several times and wondered it myself! In case you have not been following my blog or YouTube channel regarding this the CARES Act provided funds for enrolled students in higher education that experienced a loss due to COVID. These funds could be used for expenses related to this lost like books, tuition, childcare, etc. I was fortunate to receive CARES Act funding last spring and this fall.

Figure 1: This is a thumbnail of my latest YouTube video where I am sitting in my office with an inquisitive look on my face. I am wearing a yellow shirt that says “Black Girl Magic” and my hair is curly and short.

 

After receiving so many questions surrounding this topic, I decided to go to the source at my university. This person on my campus is the Associate VP for Finance & Administration who is very responsive to emails might I add! When asked about CARES Act funding her response was that all CARES Act funding had been received from the government and their will be no spring funds available. Talk about a bummer! 


Figure 2: This is a photo of Steph Curry with a disappointing look on his face.

 

I honestly expected this as I have not heard any updates regarding CARES Act but I was hoping for the best! Since not all universities may have dispersed all of their funding be sure to contact the person on your campus who would have the most accurate knowledge about this. If you are still waiting to receive fall CARES Act funding then you will definitely need to contact the appropriate office to see if there is any additional information that you need to submit. Also, don’t get caught up in waiting around for something that may not be guaranteed.  If you do not qualify for the funding check out my YouTube video on helpful alternatives. 


Figure 2: This is a photo that says “CARES Act” with the white house in the background.

 

If your university will be handing out CARES Act funding in the spring semester drop down in the comments and let me know!  For all updates regarding FREE money be sure to sign up for my email subscriber list so you will be the first to know! In the meantime, check out the video below!

 

SUBSCRIBE: Will There be Spring 2022 CARES Act Funding?


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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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