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I Got My Summer Refund Check!

  It’s my favorite time of the semester you know the one where free money is involved?! My semester started a week ago and my refund posted shortly after. If you’ve been reading my blog or watching my YouTube channel, then you know I am a champion for scholarships and free money. This past year my employer decided to pay for doctoral degrees in full which greatly assisted in my debt free journey. Figure 1: This is a thumbnail of my latest YouTube video “I Got My Summer Refund Check” where I am sitting in my office with my hand under my chin with a smile while looking at the camera. Although my schooling is paid for, I still have several scholarships that provide some overage. My goal is to not only obtain my doctorate degree for free but to make money while doing it! This summer I received two scholarships for $500 each for a total of $1000! One scholarship was given to me by the university without me having to apply while the other is for my work with a local community college.  With

President Joe Byron Student Loan Forgiveness Update

 

BING BONG! President Joe Byron has made an official statement regarding student loans. One that many of us were not expecting to hear. Well not me because I suspected this all along hence to why I am paying my student loans off. If you have not heard, Mr. Biden is not extending the federal pause on student loans. That means that on February 1, 2022 you will need to begin making payments again and your interest is back in affect.


Figure 1: This is a thumbnail of my latest YouTube video “President Joe Byron Student Loan Forgiveness Update” where I am seated in my office while looking at the camera with a suspicious look on my face. I am wearing a black sweatshirt that reads, “They go low we go high. 

As you all know I decided to pay off my student loans about a year ago when I started by debt free journey. Thanks to Jesus and all of my hard work, I am almost there and will update you at a later date on what I did to pay off my student loans. Many folks are in an uproar and feel straight up played by Mr. Biven. Are you one of those folks? Do you feel like he flat out lied to the people to win the election?

Figure 2: This is a photo of President Joe Biden at a press conference. He is wearing a blue suit while motioning towards the camera. There are American flags in the background.

 

 If we take a deeper dive into this Mr. Biden has provided some student loan forgiveness it just was not what we were expecting. People with disabilities who are totally or permanently disabled have seen their student loans wiped out and there have been many updates to the PSLF program. While these are all great strides it still doesn’t quite meet that across the board general student loan forgiveness that everyone was hoping for. How does this ultimately affect you if you have student loans? Do you have a plan to pay them off or have you already forgiven them yourself?


Figure 3: This is a photo of a sign that says “Student Debt” surrounded by $100 bills.


I work with many college students who I often ask how they are paying for school. Many of them respond by saying “Oh just student loans.” It’s almost like second nature for this to roll off of their tongues with no regard with how this decision will ultimately affect their financial future. If you are a college student who is reading this please do not just assume that your loans will be forgiven or that you have to take out student loans. As someone who got a master’s degree in counselor education for FREE there are other ways trust me! To hear about some of those other ways check out my latest video below and be sure to subscribe to my weekly email list to be the first to hear about any updates.

SUBSCRIBE: President Joe Byron Student Loan Forgiveness Update!

 

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