Skip to main content

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Working for Campus Housing

 

I recently had a colleague who worked in campus housing for several years before transitioning to a new position. When I first met him and learned that he lived and worked on campus my initial thoughts were why would anyone would want to live where they work?!  I remember my experiences of living on campus in undergrad and although it was fun, it was pretty hectic at times. I actually had to teach my first roommate how to wash clothes! In addition to her boyfriend staying in our room for an extended period of time. I almost assumed that he would be subject to the same things but I was totally wrong.

 

Figure 1: This is a thumbnail of my latest YouTube video “Working for Campus Housing” where there is a photo of me looking at the camera and a photo of a dorm room on a pink background.”

Working in Residential Life has many perks that include a meal plan, no rent, a grocery allowance, and/or a tuition stipend if you choose to take courses. Imagine all the things that you could do if you did not have to pay rent. I know I personally would be debt free by the end of the year! I actually went into my colleague’s room and was surprised to see that it was a full four-bedroom apartment. I mean there was a full size fridge, tub, everything that you would see in a typical apartment without the rent included.

Figure 2: This is a photo of a dorm room with two bunk beds with hanging lights, orange plush round seats, with a blue futon, black fridge, and blue curtains.

I’m sure I’ve peaked some of your interests with this blog but keep in mind anybody can’t just apply to work in housing. You need to have some experience in Residential Life and meet the general requirements of the job. I mean they don’t just give a free apartment to anybody. In addition, it does come with some woes like being on call, mediating student disagreements, and work life balance issues. With all that being said, would you be interested in working for residential life? I admit it crossed my mind but I need my own space outside of my employment. Let me know if you’re someone who has chosen this career path or if you’re interested by dropping down in the comments. Also, be sure to check out my latest video below!

 

Figure 3: This is a sign that says “Apply Here” on a green background.

 

SUBSCRIBE: Working for Campus Housing

Comments

Popular posts from this blog

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

How to Get a Free Doctoral Degree

Hey Guys! It’s been awhile right?! I know but I am back and ready to give you all the information you need! If you missed it last week on my channel , I discussed how you can get a free doctorate degree. If you’ve been following my doctoral journey, then you know that I am currently working towards my doctoral degree in higher education. I recently finished all of my coursework and I am officially working on my dissertation proposal this semester. I chose to work at a university so that I could not only work with students but so that I could also receive a discounted education. In the beginning of my journey, I received a $1,600 stipend towards my courses, and I paid fees out of pocket. I also received several scholarships along the way that helped to cover most of my fees. Last year my university decided to cover doctoral degrees at 100% for all professional staff which was a major benefit. While I understand that most folks do not want to join the education world don’t let this s

Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ