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My End of Year Doctoral Horror Story

  Hey guys! Ms. Duggan is back! I know it’s been awhile since I updated my blog but as you know I was working in Italy as a mental health clinician on an archaeological dig site. Don’t worry you will get ALL the details later. I’m finally back at work and getting back to my normal busy life and things are going well so far. But around the time I got back into the swing of things I had a major doctoral catastrophe! (Figure 1: This is a thumbnail of my latest YouTube video “My Doctoral Horror Story” where I am looking at the camera with a terrified look.) While I was away, I was still enrolled in two courses that had been going pretty well. I actually finished one while I was in Italy and received an A in the course.   The other course had one last assignment due that I planned to finish once I got back to the states. However, to my surprise it was due while I was in Italy and I was totally not prepared to finish it. (Figure 2: This is a photo of Ms. Jay, an African American male fashion

More Student Loan Forgiveness From Mr. Biden?!

Alright y’all the Biden Administration is back with another poke at student loan forgiveness. This time with a complete overhaul of the Public Service Loan Forgiveness Program also know as PSLF. This overhaul could provide immediate relief to over 22,000 folks!  PSLF is for eligible workers within public service i.e. police officers, government workers, and teachers who made 120 payments (10 years) on the right type of loan and that were enrolled in the correct payment plan. 

Figure 1: This is a thumbnail of my latest YouTube video on “More Student Loan Forgiveness from Mr. Biden?! where I have a curious look on my face next to a picture of Joe Biden.”

The problem is that only 6% of people were being approved for PSLF in addition to a world of other issues. Many people were also denied due to paying on the incorrect loan, not being enrolled in the correct payment plan, and working for the wrong type of employer. With Biden’s overhaul individuals who were paying on the wrong loan or enrolled in the wrong payment plan can now have these payments counted towards there 120 payments if they work for an eligible employer. To take advantage of this borrowers will now be able to complete a PSLF form by October 31, 2022. 

Figure 2: This is a photo of a document that reads “Public Service Loan Forgiveness Program next to a pen, calculator, money, and yellow book.”

Now, what’s my thoughts on all this ? I have noticed a trend of student loan forgiveness only being provided to certain groups and not the widespread forgiveness that we were all hoping for. Therefore I’m paying off my student loans! Considering I’m on my last loan I don’t plan on waiting around for anyone to do the work for me. What are your thoughts ? Will you be affected by Biden’s changes to PSLF? Drop down in the comments and let me know! Be sure to check out my latest video below!

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