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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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I Got My CARES Act Funding!

Well guys my CARES Act funding has arrived ! This is my second round of CARES Act funding that I have received 
since online students have been allowed to obtain the funding.  This go round I did not have to complete an application or even apply for the funding. The money was automatically applied to all enrolled students at my university. 

Figure 1: This is a thumbnail of my latest YouTube video “I Got My Fall CARES Act Funding” where I am looking at the camera with a surprised face.

I am a part time graduate student taking 6 hours of coursework and I received $550! Talking with a few undergraduate students they all received at least $1K in funds if not more. I’m not sure the amount given per credit hour or undergraduate v graduate but I am pretty impressed with the amounts given. If you’ve been following me for some time now then you know what I plan to do with this money. It’s going straight towards my student loan debt all $550 of it. Thanx to this chunk of change I am now paying off my last student loan!

Figure 2: This is a photo of someone holding several one hundred, fifty, and twenty dollar bills. 

Keep in mind that all universities are different so be sure to contact your financial aid office to see if you need to apply for CARES Act funding. Have you gotten a second or third round of CARES Act funding ? If so, how much ? Drop down in the comments and let me know! Be sure to check out my latest YouTube video for more details!

SUBSCRIBE: I Got My CARES Act Funding! 


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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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