Skip to main content

Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c

President Biden Extends Student Loan Repayment Again!

 

President Biden has extended student loan repayment again. In case you had forgotten, interest and payments were set to resume on September 30, 2021 but now this has been changed to January 31, 2022. Another extension leaves me to believe that these loans aren’t going anywhere. I mean think about it why wouldn’t Biden just cancel them at the end of September? Why does there need to be another extension? In case you can’t tell I have lost all hope in student loan forgiveness. I actually started paying on my student loans in April 2021 and my balance has decreased by about half! I had five student loans through FedLoan Servicing and I am on number four of five. My ultimate goal is to have them paid off by the end of this year and I am working incredibly hard to meet this goal.


Figure 1: This is a thumbnail of my YouTube video “Student Loan Repayment Extended Again!” where I am wearing a black shirt with birds on the front with my hands folded in front of me with a suspicious look on my face while sitting at my desk.



What does this whole extension mean for student loan forgiveness? Are you still keeping the faith alive? Do you have plans to tackle your student loan debt? For me personally I am tired of giving my hard-earned money to someone else and I want to get rid of this debt so I can reach my financial dreams. It seems like I might be the only one who feels this way at the moment! Why do you think so many others have just given up on even attempting to pay their student loan debt? While I understand some people’s balances are astronomical, anything can be accomplished with effort.




This is a photo of an orange stick figure wearing a graduation cap with a student loan ball and chain tied to his ankle.


You may not know this but FedLoan Servicing will actually stop servicing student loans at the end of their contract. While I’m not quite sure what all this may entail I do know that typically with new companies come new policies and procedures and I want my loans to be long gone before that happens!  The student loan debt crisis seems to be never ending for us millennials and many people have truly given up. While my faith has dwindled in student loan forgiveness my mindset has broadened in my abilities to pay off debt and to pay it off quickly. Are you interested in learning how I’ve been tackling my student loans? Drop down in the comments and let me know if you want to create a plan to expand your own financial goals I’d love to tell you how I plan to get there!

Figure 3: This is a sign that reads “Financial Freedom Just Ahead”.



Comments

Popular posts from this blog

The eBook is HERE! Purchase Below!

  That’s right guys my eBook is finally here! You would not believe how hard I have worked on this over the last several weeks. The purpose of this book is to provide Adult Daily Living Skills for individuals who want to or already live independently. The book has six ADLs with an activity and lesson plan for each. I also have an accessible copy for all of my folks who utilize screen readers. Be sure to send me an email with proof of purchase at duggan138@gmail.com and I will be sure to send you the accessible version for free. I hope to write a more in depth book with even more ADLs in the near future so be on the lookout! Now where is that coupon code? Check it out below! Figure 1: This is the cover of my eBook. I am standing in the kitchen smiling with my arms folded while wearing a white top and pink skirt. Coupon Code: Ms. Duggan Link for eBook Subscribe to my YouTube channel: Subscribe to My YouTube Channel  

Tips for First Year Doctoral Students

  Figure 1 :  This is a picture of a black doctoral cap   Well my first year as a doctoral student has come to an end. I turned in my last assignment of the semester earlier this week and man did it feel good! I still plan to take summer courses but I have about a month break until then. This first year has taught me so much about my major of higher education and myself. This past semester I took on History of Higher Education and Introduction to Quantitative Statistics. While the history course wasn’t so bad the stats course was a whole other ball game! Especially for someone who has always struggled with numbers. This course took a lot of getting used to and reminded me of somethings that all first year doctoral students should know. Figure 2: This is a picture of pink balloon letters that spell the word "friends". First things first make friends with the people in your program. This may be hard due to COVID and if you are in an online program like myself but don’t le

Adult Daily Living Skills: Packing for a Trip

 I’m going on a trip in my favorite rocket ship! Remember that? Well I’m not getting in a rocket ship but I am getting on a plane for the first time since Oct 2019! Up until that point I had been on a plane several times a year traveling all over the U.S. for conferences and for FREE might I add! This time around I’m headed to my first in person conference since 2019 for individuals who work with students with disabilities in higher education. I’ll tell you more about it later in a special VLOG. Figure 1: This is a photo of my thumbnail for my YouTube video on ADL: Packing for a Trip where my packed suitcase is on the bed.  With this being my first time packing since 2019 I had to remember all of my packing tips and wanted to share them with you. First things first, plan out all of your outfits by placing them on your bed and making sure everything matches. I typically like to pack clothes that will fit easily in my suitcase like dresses and skirts. If you don’t wear those items then p