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How to Get a Free Doctoral Degree

Hey Guys! It’s been awhile right?! I know but I am back and ready to give you all the information you need! If you missed it last week on my channel , I discussed how you can get a free doctorate degree. If you’ve been following my doctoral journey, then you know that I am currently working towards my doctoral degree in higher education. I recently finished all of my coursework and I am officially working on my dissertation proposal this semester. I chose to work at a university so that I could not only work with students but so that I could also receive a discounted education. In the beginning of my journey, I received a $1,600 stipend towards my courses, and I paid fees out of pocket. I also received several scholarships along the way that helped to cover most of my fees. Last year my university decided to cover doctoral degrees at 100% for all professional staff which was a major benefit. While I understand that most folks do not want to join the education world don’t let this s

Biden Just Forgave 5.8 Billion in Student Loans!!😳

 So as you all know I have completely lost hope in student loan forgiveness at this point. With another extension and no word on loan forgiveness I have just given up and decided to pay my student loans. However, some news from the Biden Administration last week has somewhat restored my faith. Just last week Michael Cardona, The Department of Education’s Secretary announced that President Joe Biden would be forgiving 323,000 individuals student loans! This equates to 5.8 billion dollars in student loan forgiveness y’all!

Figure 1: This is a thumbnail of my latest video “Biden Just Forgave 5.8 Billion in Student Loans” where I am wearing a green shirt with my hair in a bun and a surprised look on my face.

Now if you are a person with a significant and permanent disability that prevents you from working then you are eligible for this loan forgiveness. Previously individuals with disabilities could apply for loan forgiveness through the Total Permanent and Disability Discharge Act of 1965 however many borrowers never knew this even existed. Fast forward to August 2021 PWDs no longer have to apply because this will happen automatically through a Social Security Data match. For borrowers who were already receiving SSI the data match will be applied through June 2021 and forgiveness will occur sometime in September 2021. 

Figure 2: This is a photo of Michael Cardona, The U.S Education Secretary. 


 Now I know what your thinking, Ms. Duggan I don’t have a disability and I still have student loan debt ! Think about it though, previously PWDs had to apply for this type of loan forgiveness and are now having this applied automatically through a data match. What else can the Department of Education data match to see who can afford their student loans? I think this opens up a whole new world of possibilities that I actually have a new found hope for. Now don’t get me wrong I’m still paying on my loans but could their be a new glimmer of hope ? What do you think ? Drop down in the comments and let me know! Be sure to check out my latest video and share with someone who could use this information! 

PWDs= People with disabilities 

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