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Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c
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Biden Just Forgave 5.8 Billion in Student Loans!!😳

 So as you all know I have completely lost hope in student loan forgiveness at this point. With another extension and no word on loan forgiveness I have just given up and decided to pay my student loans. However, some news from the Biden Administration last week has somewhat restored my faith. Just last week Michael Cardona, The Department of Education’s Secretary announced that President Joe Biden would be forgiving 323,000 individuals student loans! This equates to 5.8 billion dollars in student loan forgiveness y’all!

Figure 1: This is a thumbnail of my latest video “Biden Just Forgave 5.8 Billion in Student Loans” where I am wearing a green shirt with my hair in a bun and a surprised look on my face.

Now if you are a person with a significant and permanent disability that prevents you from working then you are eligible for this loan forgiveness. Previously individuals with disabilities could apply for loan forgiveness through the Total Permanent and Disability Discharge Act of 1965 however many borrowers never knew this even existed. Fast forward to August 2021 PWDs no longer have to apply because this will happen automatically through a Social Security Data match. For borrowers who were already receiving SSI the data match will be applied through June 2021 and forgiveness will occur sometime in September 2021. 

Figure 2: This is a photo of Michael Cardona, The U.S Education Secretary. 


 Now I know what your thinking, Ms. Duggan I don’t have a disability and I still have student loan debt ! Think about it though, previously PWDs had to apply for this type of loan forgiveness and are now having this applied automatically through a data match. What else can the Department of Education data match to see who can afford their student loans? I think this opens up a whole new world of possibilities that I actually have a new found hope for. Now don’t get me wrong I’m still paying on my loans but could their be a new glimmer of hope ? What do you think ? Drop down in the comments and let me know! Be sure to check out my latest video and share with someone who could use this information! 

PWDs= People with disabilities 

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