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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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Adult Daily Living Skills: Healthy Grocery Shopping



 Well y’all all that eating everything I wanted during my San Antonio & Austin trips has finally caught up to me! A few weeks ago I went to the doctors for a physical ( my first one EVER!) and I learned that my cholesterol was through the roof! Now I thought I ate pretty healthy and I even exercise on a regular basis but my LDL of 275 said very differently! Your LDL or bad cholesterol is what makes you prone to heartaches and strokes so I definitely was a little nervous. 

Figure 1: This is a thumbnail for my latest YouTube video on “Adult Daily Living Skills: Healthy Grocery Shopping with a photo of green grapes in the produce section of Aldi”

Since I got this news I’ve decided to add an extra day of exercise and I’ve increased my leafy greens and fresh fruits. Each week I’ve gone to the grocery store and spent less than $10 on these items since they usually last me through the week. I can only hope that this decreases my cholesterol and helps me to drop a few pounds too! As an African American woman I know that I may be predisposed to high blood pressure and diabetes so I definitely want to do everything in my power to make sure my health is on point. Health is wealth y’all! 
 
Figure 2: This is a photo of a leafy green salad

Here are a few other healthy snacks that I’ve also incorporated:

1. Carrots
2. Trail Mix
3. Grapes
4. Mandarin Oranges
5. Yogurt

Figure 3: This is a photo of various types of colorful fruits 



What healthy snacks are you into? Am I missing out on anything ? Drop down in the comments and let me know! I have another scheduled doctors appointment tomorrow to run some more tests so I’m hoping to hear some good news ! Be sure to check back for a follow up on how my cholesterol is doing and check out my latest video below. 

Adult Daily Living Skills: Healthy Grocery Shopping


8/31/2021 UPDATE

Alright guys so I got my blood work results back from the doctors on yesterday and….. my cholesterol went down!! It’s still high but it decreased from 275 to 252! The doctor told me to keep up the great work and come back in six months. Guys I was so relieved and happy to hear this! Looks like I’m on the healthy food and exercise train until further notice! 

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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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