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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Should I Take Summer Classes in College?

 

Summer courses are starting next month and many students are undecided if they should take a few courses. I typically take courses during the summer as I do not want to forget anything important from what I’ve learned during the typical school year and it keeps me on a schedule. If you are someone who is unsure on whether to take summer courses there are several things for you to consider. Summer courses are shorter and the class times are longer. For example, the summer semester will be a typical 12-16 week fall/spring semester jammed into 6-8 weeks. Most times classes are held for 1-2X a week for 2-3 hours. This is why I strongly caution students from taking harder classes like the upper level math and science courses. You should only take GPA boosters like electives or other easy to pass courses.


Figure 1: This is a thumbnail from my YouTube channel on Should I Take Summer Classes in College? I am looking up at the sun with sunglasses on the top of my head.


If you are planning to graduate in four years then you will need to take summer courses. This will help to ensure that you meet your four-year goal and save money so that you are not enrolled longer than you need to be. For students who have already decided that they will take summer courses and you normally live on campus during the fall/spring semester be sure that your living arrangements and meal options are covered. Some scholarships do not pay for housing or meals during the summer so you want to make sure that you have secured other options to cover these costs.

Figure 2: This is a graduation hat. 



You will also need to apply for financial aid now as funds are limited during the summer and the earlier you apply the more chance you have of securing some of these funds. Lastly, organization is key during the summer. One missed class or assignment and you could fail the course so if you are struggling in this area you may want to make sure your organizational skills are up to par before taking summer courses!


Figure 3: This is a picture of a notepad with financial aid written on it, a piggy bank, money, and a calculator.

 

 Are you taking summer courses? If so, how do you stay on top of things? Drop down in the comments and let me know! Don’t forget my new eBook is out “Adult Daily Living Skills: What’s the Big Deal?” be sure to use the coupon code below for $5 off!


Figure 3: This is the cover of my eBook. I am standing in the kitchen smiling with my arms folded while wearing a white top and pink skirt.

 Should I Take Summer Courses in College?

Coupon Code: Ms. Duggan

Link for eBook

 

 


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