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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Adult Daily Living Skills: Using Nair (Grooming)

 

As a Special Education teacher, I would have parents often ask me about ways to groom their students i.e. hair removal, hair care, and other things. Many of them were worried about their students hurting themselves or using too much of a given product and making a mess. I would often recommend things like Nair, a hair removal chemical that for the most part is safe but would require some supervision. I like Nair because it is quick, cheap, and does not require a lot of work. I typically use Nair every two weeks on my underarms, legs, and top lip (yes, Ms. Duggan has a mustache!).

Figure 2: This is a photo of the thumbnail for my YouTube video on Adult Daily Living Skills: Using Nair (Grooming)

Now although Nair is a great product to use there are somethings that you should be aware of. Keep in mind that Nair is a chemical, has a strong smell, and should only be left on for no more than 6-8 minutes. If you are someone, who does not like strong smells and has sensitive skin this may not be an option for you.  Also, only put the product where you want to remove unwanted hair. Stay away from your eyebrows, hair that is on top of your head, or anywhere else you want to keep your hair.


Figure 2: This is a photo of Snow White with and without eyebrows

Once you’re ready to get rid of your unwanted hair be sure to wear a pair of shorts so the product does not get on your clothes. When I Nair my legs I squeeze out a nice sized portion onto my hands and pat the product on to my legs and thighs. Be sure to work quick as the product does start to work as soon as you place it on. Once you finish both legs let the product sit for no longer than eight minutes. If you feel any burning or tingling before then be sure to remove it immediately. I then get in the tub, turn on the hot water, and take a washcloth to wipe off the hair. Once you’ve gotten all the hair and product off use some shower gel to wash your legs off. This will make sure all of the product is off and you don’t smell like Nair.

 

Figure 3: This is a screenshot from my YouTube video on Nair. I am washing the product off of my leg in the bathtub with a washcloth.


 

When talking to your student about grooming I would recommend that you introduce Nair by describing the purpose of the product and how to use it safely. How do you remove unwanted hair? Drop down in the comments and let me know!  Check out the video below and tell me if you typically use Nair. Also, don’t forget to purchase a copy of my new eBook where I talk about grooming!  

 

Figure 4: This is a photo of my eBook Adult Daily Living Skills: What’s the Big Deal?


 

Adult Daily Living Skills: Using Nair (Grooming)

Coupon Code: Ms. Duggan

Link for eBook

 

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