Skip to main content

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Adult Daily Living Skills: Using Nair (Grooming)

 

As a Special Education teacher, I would have parents often ask me about ways to groom their students i.e. hair removal, hair care, and other things. Many of them were worried about their students hurting themselves or using too much of a given product and making a mess. I would often recommend things like Nair, a hair removal chemical that for the most part is safe but would require some supervision. I like Nair because it is quick, cheap, and does not require a lot of work. I typically use Nair every two weeks on my underarms, legs, and top lip (yes, Ms. Duggan has a mustache!).

Figure 2: This is a photo of the thumbnail for my YouTube video on Adult Daily Living Skills: Using Nair (Grooming)

Now although Nair is a great product to use there are somethings that you should be aware of. Keep in mind that Nair is a chemical, has a strong smell, and should only be left on for no more than 6-8 minutes. If you are someone, who does not like strong smells and has sensitive skin this may not be an option for you.  Also, only put the product where you want to remove unwanted hair. Stay away from your eyebrows, hair that is on top of your head, or anywhere else you want to keep your hair.


Figure 2: This is a photo of Snow White with and without eyebrows

Once you’re ready to get rid of your unwanted hair be sure to wear a pair of shorts so the product does not get on your clothes. When I Nair my legs I squeeze out a nice sized portion onto my hands and pat the product on to my legs and thighs. Be sure to work quick as the product does start to work as soon as you place it on. Once you finish both legs let the product sit for no longer than eight minutes. If you feel any burning or tingling before then be sure to remove it immediately. I then get in the tub, turn on the hot water, and take a washcloth to wipe off the hair. Once you’ve gotten all the hair and product off use some shower gel to wash your legs off. This will make sure all of the product is off and you don’t smell like Nair.

 

Figure 3: This is a screenshot from my YouTube video on Nair. I am washing the product off of my leg in the bathtub with a washcloth.


 

When talking to your student about grooming I would recommend that you introduce Nair by describing the purpose of the product and how to use it safely. How do you remove unwanted hair? Drop down in the comments and let me know!  Check out the video below and tell me if you typically use Nair. Also, don’t forget to purchase a copy of my new eBook where I talk about grooming!  

 

Figure 4: This is a photo of my eBook Adult Daily Living Skills: What’s the Big Deal?


 

Adult Daily Living Skills: Using Nair (Grooming)

Coupon Code: Ms. Duggan

Link for eBook

 

Comments

Popular posts from this blog

My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ

How to Get a Free Doctoral Degree

Hey Guys! It’s been awhile right?! I know but I am back and ready to give you all the information you need! If you missed it last week on my channel , I discussed how you can get a free doctorate degree. If you’ve been following my doctoral journey, then you know that I am currently working towards my doctoral degree in higher education. I recently finished all of my coursework and I am officially working on my dissertation proposal this semester. I chose to work at a university so that I could not only work with students but so that I could also receive a discounted education. In the beginning of my journey, I received a $1,600 stipend towards my courses, and I paid fees out of pocket. I also received several scholarships along the way that helped to cover most of my fees. Last year my university decided to cover doctoral degrees at 100% for all professional staff which was a major benefit. While I understand that most folks do not want to join the education world don’t let this s