Skip to main content

The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Adult Daily Living Skills: Microwave Safety

 

Many of us have that one time we put something in the microwave that we were not supposed to. I can remember a time when I put a package of Olive Garden breadsticks in the microwave while they were still inside of the FOIL lined package that said “DO NOT place in microwave!” Thank God, I didn’t leave the kitchen or I may not have seen the sparks flying inside of the microwave. The burnt mark left behind inside of the microwave was a constant reminder of this catastrophe.  There was also the time (about two weeks ago) when I placed a shiny rose gold disposable plate in the microwave at work that had the words “Do NOT place in microwave” written all over the back. I may have missed the smoke billowing out if I had not been standing there!


Figure 1: This is a photo of my thumbnail for my YouTube video on Adult Daily Living Skills: Microwave Safety where I am standing in front of the microwave holding foil and a foil lined oven pan. 


Microwave safety is so important so that you don’t burn down your house, place of business, or destroy your microwave. When microwaving items you want to make sure they are microwave safe. You can do this by turning it over or reading the package of the item you are microwaving. If it says, “Do NOT place in microwave” then that is an indicator that you shouldn’t. Things that are lined in foil or are metal do not go in the microwave. Sometimes you may not notice these things so be sure to inspect your item carefully.

 

Figure 2: This is a photo that says not microwave safe with a red line through the middle.


However, microwave safe items such as Tupperware, paper items, and some plastic items can be placed in the microwave. If you are unsure about what to place in the microwave ask someone to avoid any mishaps. You also want to make sure that you clean your microwave on a weekly basis or after any spill. I would recommend you purchase a splatter cover, which helps to keep your microwave clean. Be sure to drop down in the comments to let me know about any of your microwave stories! Check out the video for more information on how you can practice microwave safety and for more information about my upcoming “Adult Daily Living Skills: What’s the Big Deal?” eBook!

 


Figure 3: This is a picture of my eBook Adult Daily Living Skills: What’s the Big Deal? I am standing in a kitchen with my arms folded in a white shirt and pink skirt.



SUBSCRIBE: Adult Daily Living Skills: Microwave Safety


Comments

Popular posts from this blog

Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c

Fall 2021 HEERF & CARES Act Funding is Here!! (FREE Money for College Students!!)💵🤑💰

  A few days ago, I was surfing on my universities homepage and I noticed that there was a message at the top regarding summer II HEERF and CARES Act funding. Since I was enrolled in both summer semesters, I decided to send an email to the person listed as the contact to ask if I could receive more CARES Act funding for the fall semester. Since I had been enrolled in the first part of the summer and had already received funding I was not eligible but I was told that another round of CARES Act funding would be given in the fall! In case you did not know HEERF funding is the Higher Education Emergency Relief Act that was enacted for college students due to the pandemic. HEERF provides billions of support in education through CARES Act funding for enrolled students. Figure 1: This is a thumbnail of my YouTube video on “Fall 2021 HEERF & CARES Act Funding is Here” where I am wearing a black shirt with a surprised look on my face. Now while I am not sure on how much you will receive thi

President Joe Byron Student Loan Forgiveness Update

  BING BONG! President Joe Byron has made an official statement regarding student loans. One that many of us were not expecting to hear. Well not me because I suspected this all along hence to why I am paying my student loans off. If you have not heard, Mr. Biden is not extending the federal pause on student loans. That means that on February 1, 2022 you will need to begin making payments again and your interest is back in affect. Figure 1: This is a thumbnail of my latest YouTube video “President Joe Byron Student Loan Forgiveness Update” where I am seated in my office while looking at the camera with a suspicious look on my face. I am wearing a black sweatshirt that reads, “They go low we go high.  As you all know I decided to pay off my student loans about a year ago when I started by debt free journey. Thanks to Jesus and all of my hard work, I am almost there and will update you at a later date on what I did to pay off my student loans. Many folks are in an uproar and feel straigh