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Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c

What's Biden Doing for Student Loan Forgiveness? (You May Already Qualify!)

 



(This a photo of me smiling at my desk used as a thumbnail for my YouTube video on What's Biden Doing with Student Loan Forgiveness?)


A hot topic right now in politics is the Biden Administration and student loan forgiveness. I myself have been keeping up with all headlines regarding this matter because like most of you all I have a student loan balance. While the balance is small compared to most folks, it’s still a balance and where I’m at currently in my debt free journey. In case you were unaware, about two weeks ago a report came out that President Biden asked Michael Cardona, the Secretary of Education to write a memo regarding the legalities of him being able to forgive student loan debt through an executive order and how much can be forgiven.

Biden’s main buzz around his campaign to become president was that he would forgive $10,000 in student loan debt. However, now democrats are pressuring him to forgive at least $50K but Biden seems to be unsure about this citing that he would rather go through Congress, which is very unlikely to happen. According to this student loan plan, Biden would allow those with student loans who make under $125K to be eligible for student loan forgiveness. In case you were unaware, two groups of people have already qualified for student loan forgiveness.

Individuals with disabilities declared totally disabled and those who attended for profit schools who have gone out of business have recently received student loan forgiveness. While there is, no timeline on when a decision will be made it seems as if something will most likely happen by September 30, as this is when the moratorium regarding no payments and interest accrual will end.

If you’re like me and paying off your debt you’re probably wondering if you should pay your student loans with student loan forgiveness seemingly being so close to actually happening. My personal views for myself are that until I hear the news that loans are being forgiven I plan to pay them. What do you think? Should we hold off on paying or take advantage of no interest? Check out the video below for more information.

SUBSCRIBE: What's Biden Doing for Student Loan Forgiveness?

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