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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Adult Daily Living Skills: Changing your Cabin Air Filter


(This a photo of me holding my dirty cabin air filter with a gross look on my face used as a thumbnail for my YouTube video on Changing Your Cabin Air Filter (Honda).

 One of my least favorite things about going to the dealership is the long list of things they give you by the end. I remember once I left with a list over $1K ! Well I’ve found some workarounds to these long lists by not having it done or doing it myself. My favorite item they love to push is the cabin air filter . They’ll usually take it out and show you and say something like “Look at all the harmful stuff your breathing in” Rolls eyes. Well one day I decided to ask my grandad whose a mechanic if I could change this myself and he agreed that I could. So next I hopped on YouTube for a visual and I was amazed ! It was SO easy ! A 5 minute task cost less than $10 and $85 at the dealership ! 

First things first open your glove compartment by pulling it all the way down. There should be two buttons on the side to push down to help with this.  Next you should see a cover placed over the cabin air filter. Mine is black with a white sticker. Remove the cover by pressing down the two clips or buttons on the side. Pay attention to the arrows on the cover . You’ll need this to make sure you put the cover back on correctly . Once you’ve done that you should see the air filter. Pull it out and replace it with the new one. You will see an arrow on the filter so make sure that it is pointing in this direction. Now turn it horizontally and push it inside . Put the air filter cover back on and make sure the arrows are pointing in the right direction . You did it ! 

This weekend I decided to make a video to show you just how easy it is . Your pockets will thank me ! Btw you can purchase the cabin air filter via Amazon just type in your vehicle details. Your welcome ! 

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My One Year Student Loan Payoff Update

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