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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Adult Daily Living Skills: Changing your Cabin Air Filter


(This a photo of me holding my dirty cabin air filter with a gross look on my face used as a thumbnail for my YouTube video on Changing Your Cabin Air Filter (Honda).

 One of my least favorite things about going to the dealership is the long list of things they give you by the end. I remember once I left with a list over $1K ! Well I’ve found some workarounds to these long lists by not having it done or doing it myself. My favorite item they love to push is the cabin air filter . They’ll usually take it out and show you and say something like “Look at all the harmful stuff your breathing in” Rolls eyes. Well one day I decided to ask my grandad whose a mechanic if I could change this myself and he agreed that I could. So next I hopped on YouTube for a visual and I was amazed ! It was SO easy ! A 5 minute task cost less than $10 and $85 at the dealership ! 

First things first open your glove compartment by pulling it all the way down. There should be two buttons on the side to push down to help with this.  Next you should see a cover placed over the cabin air filter. Mine is black with a white sticker. Remove the cover by pressing down the two clips or buttons on the side. Pay attention to the arrows on the cover . You’ll need this to make sure you put the cover back on correctly . Once you’ve done that you should see the air filter. Pull it out and replace it with the new one. You will see an arrow on the filter so make sure that it is pointing in this direction. Now turn it horizontally and push it inside . Put the air filter cover back on and make sure the arrows are pointing in the right direction . You did it ! 

This weekend I decided to make a video to show you just how easy it is . Your pockets will thank me ! Btw you can purchase the cabin air filter via Amazon just type in your vehicle details. Your welcome ! 

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