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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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Adult Daily Living Skills: At Home Pedicure (Grooming)

(This a photo of my feet in a pedicure bowl with bubbles used as a thumbnail for my YouTube video on At Home Pedicure (Grooming).


 

Now that I am on a debt free journey, there are several things that I have cut out one of them being my prized monthly pedicure and manicures. There was a time when I did not miss a beat with heading to my personal nail tech. Rain, sleet, or snow I was there! But then COVID happened and we couldn’t go anywhere. Since then I have started to do my own at home and it hasn’t been as a bad as I’d thought. To enhance my at home experience I bought a foot spa from Walmart for $19, pedicure tools, and some fancy scrubs. Overall, I spent about $34 at which I budgeted for of course! Before I decided to upgrade my tools, I had been using a plain old bucket to soak my feet in. Don’t judge me!

This past weekend I decided to record a video using my new products and I think I got a little carried away with the pedicure soak that I bought judging by the growing bubbles that reached up to my knees! Overall, I would say that my $19 foot spa was a great buy and made me feel like I was at the salon. I would highly recommend! I also purchased a four-step pedicure system called “Pedi in a Box” that included mango bath salts, a scrub, a masque, and lotion. Guys, this topped any fancy pedicure experience that I have ever had and it was only $7! Want to see how my new pedicure routine went? Check out the video below and don’t forget to subscribe!

 

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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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