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Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c

Stimulus or Scam ?

 

(This a photo of me clutching my wallet with a surprised look used as a thumbnail for my YouTube video on Stimulus or Scam?)

It’s stimulus season again and that means the scammers are out in full force and they want YOU! This time around, individuals who were not eligible to receive stimulus checks previously like people with disabilities who were dependents can and this makes them a target. Typically, scammers look for people who are easy to manipulate like the elderly, college students, and the disability community. Last time I checked your stimulus did not include compensation for any scams so be on the lookout for their many tricks. While these individuals are becoming even more savvier there are a few things that often give their lies away.

Remember, if something is too good to be true than it is so go with your gut. This may sound like “Hey wanna make $100 on CashApp by giving me $10?” It’s a total scam guys don’t fall for it! Around this time you’ve probably noticed that the “opportunities” involving “building your own team of individuals to fast forward into financial freedom” are back on the prowl. These are multilevel marketing schemes and it’s NOT an opportunity. You basically do all the work and someone else gets the reward by you being on their “team”. My all time favorite is “The Sob Story” you know the person who has a terrible event happen where they need let’s say $1400 to help them out? I don’t think so I’d recommend they call Jesus NOT you!

There are many ways to avoid these frauds by keeping good company or individuals who are not obsessed with fast money. The people who you consider friends and family should have good judgement and commons sense. Also, feel free to tell someone you’re not interested or pretend you’re getting a phone call. There is nothing wrong with making up something to avoid someone who is wasting your time so don’t feel bad! Check out the video below for information on how to avoid being scammed.

SUBSCRIBE: Stimulus or Scam ?


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