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I Got My Summer Refund Check!

  It’s my favorite time of the semester you know the one where free money is involved?! My semester started a week ago and my refund posted shortly after. If you’ve been reading my blog or watching my YouTube channel, then you know I am a champion for scholarships and free money. This past year my employer decided to pay for doctoral degrees in full which greatly assisted in my debt free journey. Figure 1: This is a thumbnail of my latest YouTube video “I Got My Summer Refund Check” where I am sitting in my office with my hand under my chin with a smile while looking at the camera. Although my schooling is paid for, I still have several scholarships that provide some overage. My goal is to not only obtain my doctorate degree for free but to make money while doing it! This summer I received two scholarships for $500 each for a total of $1000! One scholarship was given to me by the university without me having to apply while the other is for my work with a local community college.  With

See Ya Never Credit Card Debt !

(This a photo of me with my hands placed on each of my cheeks while looking surprised used as a thumbnail for my YouTube video on $3,753.53 of Credit Card Debt Gone!.)





I paid off $3,753.23 of credit card debt in SIX MONTHES! I honestly cannot believe it! I am free of credit card debt! I keep checking my balance to see the number zero and it feels so good. In August, I decided that I wanted to pay off a few things but by September, I had found Dave Ramsey (debt free guru) who motivated me to dump debt period! Since September, I have been “gazelle intense” by sticking to a budget, cutting out my wants, and staying focused. Reading up on financial literacy from Dave and Suze Orman have also really helped me to broaden my own knowledge in this area, which is something I have never done before. 


Changing my mindset about money has been the biggest factor. I no longer view money with fear or as a pain in the butt. Have you ever cringed at the thought of looking at your balance? Yeah that was me too! Now I see money as a tool that I can control to build wealth and change my family tree. In chapter five of Orman’s “9 Steps to Financial Freedom” she says, “Respect attracts money”. I have not found this to be more true in the last several months.


When I started respecting my money (and acting like I had some sense!) I have seen blessing after blessing from groceries, to gift cards, and bills being totally forgiven I mean it is has truly been a world wind. I owe it all to Christ, thank you Jesus! I currently have three items left on my journey before I am completely debt free. I plan to keep you all updated along the way. Be sure to leave a comment with any questions or advice on how you’ve tackled debt. See ya never credit card debt! Check out the video below for more information on what my journey has been like!

 

SUBSCRIBE: Adult Daily Living Skills: I Paid Off $3,753.53 of Credit Debt in Six Months!

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