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Fall Refunds are Here for College Students

 It’s my favorite time of the semester…REFUNDS! A few weeks after the semester begins all of your financial aid pays out and if there’s any left over you get a refund! You will know that your receiving a refund if there’s a negative balance on your account. It’s the one time in history where you actually want to see a negative balance!  Figure 1: This is a thumbnail of my latest YouTube video where I am in my office with a surprised look on my face.  This semester I paid $241 in fees and I received a $500 grant for individuals who work at community colleges. Oh yeah  did I mention I work at a community college too part time as a tutor? Anyhoo, since I had already paid off my student account I received the $500 as a refund. If you’ve been watching my YouTube videos or reading my blogs then you already know this money is going to debt.  Figure 2: This is a photo of three $100 bills and three $50 bills. With refunds posting to accounts daily you want to make sure that you are constantly c

See Ya Never Credit Card Debt !

(This a photo of me with my hands placed on each of my cheeks while looking surprised used as a thumbnail for my YouTube video on $3,753.53 of Credit Card Debt Gone!.)





I paid off $3,753.23 of credit card debt in SIX MONTHES! I honestly cannot believe it! I am free of credit card debt! I keep checking my balance to see the number zero and it feels so good. In August, I decided that I wanted to pay off a few things but by September, I had found Dave Ramsey (debt free guru) who motivated me to dump debt period! Since September, I have been “gazelle intense” by sticking to a budget, cutting out my wants, and staying focused. Reading up on financial literacy from Dave and Suze Orman have also really helped me to broaden my own knowledge in this area, which is something I have never done before. 


Changing my mindset about money has been the biggest factor. I no longer view money with fear or as a pain in the butt. Have you ever cringed at the thought of looking at your balance? Yeah that was me too! Now I see money as a tool that I can control to build wealth and change my family tree. In chapter five of Orman’s “9 Steps to Financial Freedom” she says, “Respect attracts money”. I have not found this to be more true in the last several months.


When I started respecting my money (and acting like I had some sense!) I have seen blessing after blessing from groceries, to gift cards, and bills being totally forgiven I mean it is has truly been a world wind. I owe it all to Christ, thank you Jesus! I currently have three items left on my journey before I am completely debt free. I plan to keep you all updated along the way. Be sure to leave a comment with any questions or advice on how you’ve tackled debt. See ya never credit card debt! Check out the video below for more information on what my journey has been like!

 

SUBSCRIBE: Adult Daily Living Skills: I Paid Off $3,753.53 of Credit Debt in Six Months!

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