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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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New COVID Relief Bill: What’s in it for the Disability Community ?


(This is a photo of me with one finger on my chin looking inquisitive used as a thumbnail for my YouTube video on New COVID Relief Bill: What's in it for the Disability Community?)


As you’ve heard by now the new COVID Relief Bill has passed and checks may be hitting our bank accounts soon ! But there’s more to this bill than the coveted stimulus checks. This time around a few changes have been put in place that greatly benefit those with disabilities. After reading an article from disabilityscoop.com here is what I gathered. The first being that those who make 75K or less whether they are a dependent or not will be getting a stimulus check . This was not in place before. Also, 9.3 billion is going towards independent living resources through Medicaid . This is a big win for those with disabilities living on their own .

 Unfortunately, their will not be an increase in federal minimum wage or the elimination of subminimum wage for those with disabilities. Let’s not stop emailing our senators about this ! Subminimum wages for those with disabilities has to stop ! A 7.35% increase in community based services will assist in opening up more needed resources and increasing pay for professions like direct support workers.  Check out the video below for more information and be sure to head over to disabilityscoop for other helpful articles regarding individuals with disabilities !

SUBSCRIBE:  New COVID Relief Bill: What's in it for the Disability Community?

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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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The Department of Education Changed the rules for student loan forgiveness

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Biden to Forgive Student Loans in August 2022?

  Alright folks I’m back with another student loan update! According to CNBC, Biden is set to make a decision on student loan forgiveness by the end of August 2022. Now while I’m not entirely sold that this is actually happening, there are several things for you to be aware of. First things first there is still no clear information on how much will be forgiven. While Biden did discuss student loan forgiveness of $10K during his campaign trail other sources have reported higher amounts of 50K. Of course, none of this is set in stone and we are all waiting to hear something. This is a thumbnail of my latest YouTube video on “Biden to Forgive Student Loans in August?” I am looking at the camera suspiciously while seated in my office. The background is red. There may also be income restrictions of who may qualify for student loan forgiveness. Single folks may have a threshold of 125K-150K while those who are married may be between 250K-300K. There is also some talk surrounding what typ
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