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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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New COVID Relief Bill: What’s in it for the Disability Community ?


(This is a photo of me with one finger on my chin looking inquisitive used as a thumbnail for my YouTube video on New COVID Relief Bill: What's in it for the Disability Community?)


As you’ve heard by now the new COVID Relief Bill has passed and checks may be hitting our bank accounts soon ! But there’s more to this bill than the coveted stimulus checks. This time around a few changes have been put in place that greatly benefit those with disabilities. After reading an article from disabilityscoop.com here is what I gathered. The first being that those who make 75K or less whether they are a dependent or not will be getting a stimulus check . This was not in place before. Also, 9.3 billion is going towards independent living resources through Medicaid . This is a big win for those with disabilities living on their own .

 Unfortunately, their will not be an increase in federal minimum wage or the elimination of subminimum wage for those with disabilities. Let’s not stop emailing our senators about this ! Subminimum wages for those with disabilities has to stop ! A 7.35% increase in community based services will assist in opening up more needed resources and increasing pay for professions like direct support workers.  Check out the video below for more information and be sure to head over to disabilityscoop for other helpful articles regarding individuals with disabilities !

SUBSCRIBE:  New COVID Relief Bill: What's in it for the Disability Community?

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