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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

I Think I Have a Disability! What Should I Do?


(This a photo of me holding my hand to my chin while looking inquisitive used as a thumbnail for my YouTube video on I Think I Have A Disability What Should I Do?)


 Around the end of the semester I notice a lot of students being referred to Disability Services for academic support. Many times as the semester is ending the realization that a student may fail a course becomes more apparent. While this may be linked to several issues like not being familiar with the subject, sometimes there is a deeper concern at hand.  If you find yourself wondering do I have a disability ? Should I be registered with Disability Services? There are a few things to consider first.

The first being have you considered other options? Have you fully participated in tutoring or worked with your classmates? Many times the issues you may be having can be fixed after fully improving your study habits and talking with others. Remember two heads work better than one! I also recommend students speak with their professors first. Be sure to let them know about your specific struggles and ask for any tips or strategies to help you pass the course. This also helps your professor to know that you take your learning serious and want to succeed ! 

Another thing to consider is if you received Special Education services in K-12 through an IEP or 504. If so, you may want to register with Disability Services to continue these services. This will not happen automatically !  Which brings me to my next point of documentation. Documentation or a record of your diagnosis is needed to apply for services. In some cases temporary accommodations can be provided without it. 

However, if you don’t have any don’t worry ! Disability services will be able to connect you with the right place to complete this step ! Now you may be wondering what happens when I’m registered ? You will meet with a staff member who will discuss which accommodations will best fit your needs , how these accommodations work, and how you can ensure that they are in place each semester. It’s really an easy process ! For more information check out the video below ! 

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My One Year Student Loan Payoff Update

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