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Did My Tuition Fees Go Up?

  Happy New Year ya’ll! Spring semester is here and as I was going over my course schedule and deciding whether to drop a course, I noticed that my tuition fees had drastically increased. I typically take two courses since this is what my stipend covers but previously I decided to add a third one. After thinking that this may not be a good idea due to my busy schedule I decided to drop the course but not before I realized that my fees had gone up by over $2K! I do remember there being some talk about the increase of fees and there being an open forum regarding this but I was not expecting the increase to be so expensive! Figure 1: This is a thumbnail from my latest YouTube video on “Did My Tuition Fees Increase?” where I am looking at the camera with a confused look. I am wearing a gray and black dress and my hair is short, black, and curly.   In case you did not know tuition fees include things like the gym, health services, the counseling center, and other services on campus that ser

Adult Daily Living Skills: STOP Making Minimum Payments on Your Debt !


(This a photo of me holding my hand up with my palm facing outward while looking serious used as a thumbnail for my YouTube video on Stop Making Minimum Payments on your Debt.)

Stop making minimum payments on your debt! Sounds crazy right? I know especially since I just paid off close to $4K in credit card debt but hear me out. This past week we received our stimulus checks and I decided to pay the remaining balance on a $4K personal loan that I had taken out in 2018 for a certification that I did not even need. In hindsight, it was a bad decision because I should have saved my money and paid cash versus taking out a loan. So for the past three years I have been paying the minimum balance on this loan. I even took “advantage” of skipping payments during the holidays and summer months. I don’t even want to think about how much interest I willingly paid to the bank.

After finally paying off this debt it dawned on me Duggan, you could have paid off this loan much sooner! You SHOULD have paid off this loan much sooner! Especially since, I paid off close to this amount in 6 months. That brings me to my point STOP making minimum payments on your debts! I was able to pay off such a large balance in a short amount of time because I paid double even triple at times!

I paid so much that I would even get an alert that asked if I was sure that I wanted to make another payment! Uhh YEAH! Now I understand that you may not be able to pay a lot in extra towards your debts however, if it is only an extra $10 or $20 it all helps. Remember, the banks want you to pay more so don’t fall into that trap like I did. You got this! Check out the video below for more information on why you need to stop making minimum payments.


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