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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep

Adult Daily Living Skills: Making your Bed

 



(This a photo of my bed all made up with a pink velvet comforter used as a thumbnail for my YouTube video on making your bed.)


Last weekend I decided to get back to the basics by recording a video where I made my bed. Every two weeks, I wash my sheets and pillowcases. This is very important and relates to sleep hygiene. Sleep hygiene or good sleep habits assist you in sleeping better each night. Our sheets and pillowcases often carry dust and sweat particles so it is extremely important that you wash them on a regular basis. I mean who wants to sleep in sweat and dead skin cells ? I know I don’t! Don’t you just love the feeling after you’ve changed your sheets and taken them out the dryer ? It’s so warm and fresh and resets my whole day! If you can’t remember the last time you did this just throw the sheets away! Just kidding but seriously, you may need to add a little extra soap and bleach on the next wash! Here are some tips when making your bed:

  • 1.      Start with the fitted sheet by spreading it out on the bed and placing each corner under the mattress. This usually gives me the most trouble.
  • 2.      Next, place your flat sheet on top and tuck it tight under your mattress before folding a nice line across the top. I actually don’t sleep under this. Weird right?
  • 3.      Now place your comforter on top by following the same steps above.
  • 4.      Lastly, put your pillow cases back on and be sure to fluff them! Oh and don’t forget to replace your pillows every few months. That’s a part of sleep hygiene too!

Check out the video below to see how I make my bed!

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My One Year Student Loan Payoff Update

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