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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Adult Daily Living Skills: Closet Organization

 


(This a photo of me standing in my closet used as a thumbnail for my YouTube video on Adult Daily Living Skills: Closet Organization.)

 

Spring cleaning is upon us and I decided to get started a little early this year with organizing my closet. The constant tripping over things and clutter motivated me to get a move on it. Cleaning out my closet reminds me of moving because to do a good job you have to take everything out piece by piece. My closet is a pretty nice sized walk in with shelving that helps to keep things organized.

I tackled this project in four parts by removing one set of clothes, sweeping, and dusting the shelves before placing the clothes back inside. I even did a little bit of color coordinating and made sure to pack up anything that I had not worn in a year to donate to Goodwill. The hardest part is finding one of those drop off boxes so they’ll most likely sit in my trunk for a month or three. I honestly wanted to give up midway through, as it became a little overwhelming with clothes sprawled everywhere and hangers disappearing by the minute.

Let’s not even talk about me becoming distracted after I decided to clean out a suitcase with old pictures and other memories. But once everything was back in place I must say the finished product was worth it! It feels good actually being able to find what I need! Are you doing any spring cleaning? If so, what’s your closet looking like these days? Drop down in the comments and let me know! Be sure to check out the video below to see how I got this done.

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