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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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Adult Daily Living Skills: Closet Organization

 


(This a photo of me standing in my closet used as a thumbnail for my YouTube video on Adult Daily Living Skills: Closet Organization.)

 

Spring cleaning is upon us and I decided to get started a little early this year with organizing my closet. The constant tripping over things and clutter motivated me to get a move on it. Cleaning out my closet reminds me of moving because to do a good job you have to take everything out piece by piece. My closet is a pretty nice sized walk in with shelving that helps to keep things organized.

I tackled this project in four parts by removing one set of clothes, sweeping, and dusting the shelves before placing the clothes back inside. I even did a little bit of color coordinating and made sure to pack up anything that I had not worn in a year to donate to Goodwill. The hardest part is finding one of those drop off boxes so they’ll most likely sit in my trunk for a month or three. I honestly wanted to give up midway through, as it became a little overwhelming with clothes sprawled everywhere and hangers disappearing by the minute.

Let’s not even talk about me becoming distracted after I decided to clean out a suitcase with old pictures and other memories. But once everything was back in place I must say the finished product was worth it! It feels good actually being able to find what I need! Are you doing any spring cleaning? If so, what’s your closet looking like these days? Drop down in the comments and let me know! Be sure to check out the video below to see how I got this done.

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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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