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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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The CARES Act (Money for Students)

 

(This a photo of me smiling used as a thumbnail for my YouTube video on CARES Act Funding Money for Students.)




About two weeks ago I did a video where I discussed the 1098-T, a tax form that may assist you in getting a few tax credits if you are a student. That video is over 600 views thanx to you all! So keep watching, sharing, and commenting. But that got me to thinking if there were so many questions regarding the 1098-T I wonder if everyone knows about The CARES Act. The CARES Act is an acronym for the Coronavirus Aid, Relief, and Economic Security Act that provides emergency grants to students who were affected by the pandemic.

If you are a student who has completed the FAFSA and has a financial need then you qualify. Unfortunately, students who are international, un-documented, and in an online program before 3/13/2020 do not qualify. Imagine my own disappointment when I found out that last part! Oh well maybe next time! You can apply for this grant directly through your school and if you are approved you will receive the funds the way you typically receive your school refunds. Keep in mind that just because you apply does not mean you will be approved. If you are denied you can always appeal.

Now I can’t say how much you will receive but I knew someone who got $300. Check out the video below for more information!

 

SUBSCRIBE: CARES Act Funding (Money for Students)

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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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