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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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Adult Daily Living Skills: I Survived My First Winter Storm

(This a photo of me bundled up in my coat and scarf and pictures of snow used as a thumbnail for my YouTube video on Surviving a Winter Storm.)



 Well it’s been a week now and today’s 70 degree weather has me feeling like did last week really happen ? Was my power really out for 4 days during a snow storm ? Wait there was a snow storm in Texas ?! Yes that did happen and I survived thank you Jesus ! Staying at a warming center or shelter  definitely took the cake but I was safe and the food was great. So many local people brought in food, heaters, and blankets. Seeing the generosity of so many people encouraged me to give more ! I also was able to see how the elderely and those with disabilities are especially vulnerable during a time like this. Many of the people at the shelter were elderly and would not have survived the freezing temps on their own . After I got an email saying my power had been restored I just felt so thankful that I had made it ! Who knew a native Floridian had what it took to survive a snow storm ? I made it y’all ! Check out the video below to see how it all went . 


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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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The Department of Education Changed the rules for student loan forgiveness

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