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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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I Have a Disability What's Joe Biden Doing for Me ?

 

(This a photo of me with an inquisitive look and a photo of Joe Biden used as a thumbnail for my YouTube video on "I have a Disability What's Joe Biden Doing For Me?".)


Today is January 20, 2021 Inauguration Day. So many people have EAGERELY waited for this day. It almost feels like Christmas if you ask me and I’m sure most of our nation feels that way! Whether you are hoping for student loan forgiveness, tax breaks, or climate control improvements there is a consensus that the tides have finally turned in our country for the good. As I was sitting in my office, I was wondering what is Joe Biden doing for individuals with disabilities? That led me to do some digging on his webpage to see if any prospective policies had been put in place and here’s what I found:

  • 1.      Ensure full inclusion  of PWDs in policy development while enforcing civil rights.
  • 2.      Guarantee access to better healthcare that includes mental health and supports in integrated areas.
  • 3.      Expand competitive and integrated job employment opportunities.
  • 4.      Protect and strengthen economic security within the disability community.
  • 5.      Strengthen access for students with disabilities from birth through supportive resources.
  • 6.      Provide accessible  and affordable housing, transportation, and assistive technology.
  • 7.      Advance global disability rights.

Now these points leave a LOT to unpack! Each of these potential policies are important areas within the disability community that need to be tackled to improve overall outcomes. I must admit I like what I see here but can this administration pull it off? Check out the video below for more information on Biden’s plan for PWDs.

 

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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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