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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

I Have a Disability What's Joe Biden Doing for Me ?

 

(This a photo of me with an inquisitive look and a photo of Joe Biden used as a thumbnail for my YouTube video on "I have a Disability What's Joe Biden Doing For Me?".)


Today is January 20, 2021 Inauguration Day. So many people have EAGERELY waited for this day. It almost feels like Christmas if you ask me and I’m sure most of our nation feels that way! Whether you are hoping for student loan forgiveness, tax breaks, or climate control improvements there is a consensus that the tides have finally turned in our country for the good. As I was sitting in my office, I was wondering what is Joe Biden doing for individuals with disabilities? That led me to do some digging on his webpage to see if any prospective policies had been put in place and here’s what I found:

  • 1.      Ensure full inclusion  of PWDs in policy development while enforcing civil rights.
  • 2.      Guarantee access to better healthcare that includes mental health and supports in integrated areas.
  • 3.      Expand competitive and integrated job employment opportunities.
  • 4.      Protect and strengthen economic security within the disability community.
  • 5.      Strengthen access for students with disabilities from birth through supportive resources.
  • 6.      Provide accessible  and affordable housing, transportation, and assistive technology.
  • 7.      Advance global disability rights.

Now these points leave a LOT to unpack! Each of these potential policies are important areas within the disability community that need to be tackled to improve overall outcomes. I must admit I like what I see here but can this administration pull it off? Check out the video below for more information on Biden’s plan for PWDs.

 

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