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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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I have A Disability Do I Receive A Stimulus Check ?

 


(This is a photo of a stimulus check and money used as a thumbnail for my video on "I have a Disability do I Receive a Stimulus Check?"

Have you gotten your stimulus check? You have probably heard that a thousand times in the last week. I know I have! Earlier this week I read an article that spoke about individuals with disabilities and their need for more financial resources during the pandemic. As you know, COVID has shined a light on our most disadvantaged populations with the disability community being one of them.

Reading this article got me to thinking about individuals with a disability who receive SSI/SSDI and the latest stimulus checks. It is important to note that individuals who receive SSI/SSDI are receiving a stimulus check. By now, we know the checks are $600 and some individuals have already received theirs. But what if your payee receives your check and not you? Do you have a right to ask any questions about this? Yes you do! You always have the right to advocate for yourself by asking questions, doing research, or enlisting a friend or family member to assist you.

You probably have noticed that around the time when stimulus or tax refunds are being handed out there is an increase in scams. Unfortunately, some members of the disability community can be especially vulnerable. Please remember that if it sounds too good to be true than it is! NEVER give anyone access to your stimulus check in hopes that they will double or even return your money. It is ALWAYS a scam and you will never hear from them again! Check out the video below for more tips regarding stimulus checks and the disability community.

 

SUBSCRIBE HERE: I Have A Disability Do I Receive A Stimulus Check?





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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to keep
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