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My One Year Student Loan Payoff Update

  January 28, 2022 marked my one year anniversary of paying off my student loans . Reflecting back on choosing to pay off my student loans leaves me with several take a ways that I want to share with you! In September 2020 I decided to become debt free by utilizing the debt snowball method to pay off all my debt. Before this I had struggled to save and really understand basic financial principles. As a first-generation college student, I received a scholarship to attend undergrad for free, but the scholarship did not cover summers. During the summers I took out student loans to cover costs without paying interest rates or how much I was taking out. By the end of undergrad I had amassed a little under $17K. Fast forward to graduate school I received another scholarship that covered my education. At the time I was a teacher in a new very expensive city and I had missed the cutoff to have my paycheck last me throughout the summer. So, I decided to take out a loan for two summers to ...
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Adult Daily Living Skills: Grocery Shopping

(This a photo of me standing outside of Aldi used as a thumbnail for my YouTube video on grocery shopping.)

 So since COVID I’ve mainly done the bulk of my grocery shopping online via Walmart.com. Be sure to check out my online shopping video on my YouTube channel. But I do from time to time go in the store to pick up what I like to call maintenance items. These things consist of bread, butter, eggs you know the main ingredients that assist you in making other things . After work this past week I decided to stop by Aldi to pick up a few of these items. I absolutely love Aldi it is affordable, clean, & a smaller grocery store which makes it easier to navigate. Here are a few tips when grocery shopping:

1. Always bring a list and be sure to check off the items as you go. 

2. Shop at a store that you are familiar with so that you can easily navigate the store. 

3. Utilize the signs at the top of the aisles to see where things are located. 

4. If you can’t find something ask an associate. 

5. Always stick to a budget. I do this by bringing a cash envelope labeled “groceries”. Only spend what’s in the envelope ! 

Check out the video below for more details on how I grocery shop.

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