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The Department of Education Changed the rules for student loan forgiveness

 The Department of Education has "silently" changed the rules to student loan forgiveness that will affect at least 800,000 borrowers. On September 29, 2022 the Department of Education made a few changes for those who obtained the Perkin's and Federal Family Education loan.  Here is the language directly from the Dept of Education "As of September 29, 2022 borrowers with federal student loans not held by ED cannot obtain one time debt relief by consolidating those loans into direct loans". Previously individuals who did obtain theses loans were able to receive loan forgiveness. Figure 1: This is a thumbnail of my latest YouTube video "Student loan forgiveness guidelines have changed" where I am sitting in my office while looking at the camera with a suspicious look.  Many speculate that potential lawsuits could be the reason why the Dept of Ed has changed it's language recently. Long story short the banks who insured these loans will not receive an

Adult Daily Living Skills: Grocery Shopping

(This a photo of me standing outside of Aldi used as a thumbnail for my YouTube video on grocery shopping.)

 So since COVID I’ve mainly done the bulk of my grocery shopping online via Walmart.com. Be sure to check out my online shopping video on my YouTube channel. But I do from time to time go in the store to pick up what I like to call maintenance items. These things consist of bread, butter, eggs you know the main ingredients that assist you in making other things . After work this past week I decided to stop by Aldi to pick up a few of these items. I absolutely love Aldi it is affordable, clean, & a smaller grocery store which makes it easier to navigate. Here are a few tips when grocery shopping:

1. Always bring a list and be sure to check off the items as you go. 

2. Shop at a store that you are familiar with so that you can easily navigate the store. 

3. Utilize the signs at the top of the aisles to see where things are located. 

4. If you can’t find something ask an associate. 

5. Always stick to a budget. I do this by bringing a cash envelope labeled “groceries”. Only spend what’s in the envelope ! 

Check out the video below for more details on how I grocery shop.

SUBSCRIBE: Adult Daily Living Skills: Grocery Shopping

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